Building Financial Wellbeing
At the Institute of Consumer Money Management (ICMM), our primary objective is to enhance financial stability for Low-to-Moderate Income (LMI) individuals by funding actionable and measurable research projects. These projects will operate in both the applied and academic arenas, with the ultimate goal of improving the financial skills and long-term wealth-building prospects of the LMI population.

Our Strategic Model
ICMM provides funding for projects aligned with our three-pillar framework.
Empowering Low-to-Moderate Income Individuals and Families
Our primary mission is to support and uplift low-to-moderate income individuals and families across the United States. We understand the unique financial challenges faced by these communities and are dedicated to providing them with the tools, resources, and education needed to achieve financial stability and success.
Initiatives
Through tailored programs, financial literacy education, and targeted interventions, we strive to make a meaningful impact on the financial well-being of those who need it most.
Bridging Research and Practice
At ICMM, we are dedicated to translating foundational research into actionable solutions for real-world problems. We bridge the gap between basic research and practical application, ensuring that the latest financial insights and innovations are accessible to the communities we support.
Initiatives
Our translational work involves close collaboration with researchers, practitioners, and policymakers to develop and implement programs that directly address the financial challenges faced by low-to-middle income households.
Commitment to Rigorous Evaluation
We place a strong emphasis on using rigorous evaluation methods to ensure that our programs and interventions are both valid and effective. Our approach is grounded in evidence-based practices, allowing us to continually assess and improve our initiatives.
Initiatives
By employing advanced research methodologies and continuous monitoring, we guarantee that our efforts deliver tangible results, making a real difference in the lives of those we serve.

Mission & Vision
To support research that promotes financial security for low-to-moderate income consumers.
To become a leading evidence-based organization that caters to the financial literacy and financial wellbeing concerns in our local community and nationwide.
In the News
ICMM Strategic Plan and Three-Pillar Research Model
Message from the Executive Director Dear Friends and Supporters, As I reflect on this past year at the Institute of…
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Stackwell’s Student Investment Program: Empowering the Next Generation of Investors
At the Institute for Consumer Money Management (ICMM), we are committed to funding research and initiatives that provide practical solutions…
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The Link between Physical and Mental Health and Financial Well-being
The Institute of Consumer Money Management (ICMM), a nonprofit public charity organization based in North Carolina funded a study to…
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New Game Takes a Behavioral Science Approach to Financial Education
Raleigh, North Carolina – Low rates of financial literacy in the United States remain a costly problem, handicapping the efforts…
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Financial Well-being During the COVID-19 Pandemic
Message from the Executive Director 2020 will be marked as an unprecedented year in human history. The Covid-19 Pandemic, the…
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Institute for Consumer Money Management Makes $1 Million Grant to NOVA and the Center for Advanced Hindsight
RALEIGH, N.C. – Today, the Institute of Consumer Money Management (ICMM) announced grants totaling $1 million to Duke’s Center for…