Institute of consumer money management

Building Financial Wellbeing

At the Institute of Consumer Money Management (ICMM), our primary objective is to enhance financial stability for Low-to-Moderate Income (LMI) individuals by funding actionable and measurable research projects. These projects will operate in both the applied and academic arenas, with the ultimate goal of improving the financial skills and long-term wealth-building prospects of the LMI population.

Who We Are

Our Strategic Model

ICMM provides funding for projects aligned with our three-pillar framework.

Empowering Low-to-Moderate Income Individuals and Families

Our primary mission is to support and uplift low-to-moderate income individuals and families across the United States. We understand the unique financial challenges faced by these communities and are dedicated to providing them with the tools, resources, and education needed to achieve financial stability and success.

Initiatives

Through tailored programs, financial literacy education, and targeted interventions, we strive to make a meaningful impact on the financial well-being of those who need it most.

Bridging Research and Practice

At ICMM, we are dedicated to translating foundational research into actionable solutions for real-world problems. We bridge the gap between basic research and practical application, ensuring that the latest financial insights and innovations are accessible to the communities we support.

Initiatives

Our translational work involves close collaboration with researchers, practitioners, and policymakers to develop and implement programs that directly address the financial challenges faced by low-to-middle income households.

Commitment to Rigorous Evaluation

We place a strong emphasis on using rigorous evaluation methods to ensure that our programs and interventions are both valid and effective. Our approach is grounded in evidence-based practices, allowing us to continually assess and improve our initiatives.

Initiatives

By employing advanced research methodologies and continuous monitoring, we guarantee that our efforts deliver tangible results, making a real difference in the lives of those we serve.

Grandfather sitting at the head of a picnic table with grandchildren on his lap, wife and daughter at his sides, all laughing in celebration

Mission & Vision

To support research that promotes financial security for low-to-moderate income consumers.

To become a leading evidence-based organization that caters to the financial literacy and financial wellbeing concerns in our local community and nationwide.