At the Institute of Consumer Money Management (ICMM), our primary objective is to enhance financial stability for low- to moderate-income (LMI) individuals by funding actionable and measurable research projects. These projects will operate in both the applied and academic arenas, with the ultimate goal of improving the financial skills and long-term wealth-building prospects of the LMI population.
Financial stability at every age.
Our Strategic Model
ICMM provides funding for projects aligned with our three-pillar framework.
Empowering Low- to Moderate-Income (LMI) Individuals and Families
Our primary mission is to support and uplift LMI individuals and families across the United States. We understand the unique financial challenges faced by these communities and are dedicated to providing them with the tools, resources, and education needed to achieve financial stability and success.
Initiatives
Through tailored programs, financial literacy education, and targeted interventions, we strive to make a meaningful impact on the financial wellbeing of those who need it most.
Bridging Research and Practice
At ICMM, we are dedicated to translating foundational research into actionable solutions for real-world problems. We bridge the gap between basic research and practical application, ensuring that the latest financial insights and innovations are accessible to the communities we support.
Initiatives
Our translational work involves close collaboration with researchers, practitioners, and policymakers to develop and implement programs that directly address the financial challenges faced by LMI households.
Commitment to Rigorous Evaluation
We place strong emphasis on using rigorous evaluation methods to ensure that our programs and interventions are both valid and effective. Our approach is grounded in evidence-based practices, allowing us to continually assess and improve our initiatives.
Initiatives
By employing advanced research methodologies and continuous monitoring, we guarantee that our efforts deliver tangible results, making a real difference in the lives of those we serve.
Mission & Vision
To support research that promotes financial security for low- to moderate-income (LMI) consumers.
To become a leading evidence-based organization that caters to the financial literacy and financial wellbeing concerns in our local community and nationwide.
In the News
Request for Proposals: Independent Evaluation of CCI’s InSPIRe Pilot in Western North Carolina
Posted: October 2025Deadline: November 17, 2025 The Institute of Consumer Money Management (ICMM), in partnership with Carolina Community Impact (CCI)…
Introducing Dr. Henry C. McKoy, Jr.
Appointed President & CEO of Carolina Community Impact, Unveils Bold Vision for Inclusive Economic Growth Carolina Community Impact (CCI) proudly…
How High School Girls Are Building Financial Confidence
Why financial knowledge—and the confidence to use it—matters more than ever What does it take to become financially confident as…
NFCC Launches Life Beyond Debt Program
Helping Americans Tackle Debt and Build Savings ICMM is honored to partner with NFCC and the Center for Retirement Research…
ICMM Strategic Plan and Three-Pillar Research Model
Message from the Executive Director Dear Friends and Supporters, As I reflect on this past year at the Institute of…
Stackwell’s Student Investment Program: Empowering the Next Generation of Investors
At the Institute for Consumer Money Management (ICMM), we are committed to funding research and initiatives that provide practical solutions…
